Can I File a Liability Claim If I Do Not Have a Driver’s License?

In Texas, all drivers must have a driver’s license when operating a motor vehicle. A driver accused of driving without a license faces a criminal fine of up to $200.00. That fine can increase if the driver has previous convictions or causes an accident that results in serious bodily injury or death to another person. 

However, driving without a license is not the same as driving negligently. Likewise, an unlicensed driver is not automatically liable for the damages in a car crash. The primary issue in a Texas auto insurance claim is fault: whose negligence caused the collision. If the investigating officer determines a party—including the victim—is driving without a license, the officer can issue a citation for that offense. Nevertheless, an unlicensed crash victim may still file a claim against the at-fault driver’s liability policy if:

• The other driver’s negligence caused the collision; and

• The victim sustains property damage or bodily injuries.

If a negligent driver has injured you or a loved one, you have enough things to worry about. Do not let dealing with the insurance company be one of them. We deal with the insurance company so you can focus on getting your life back to normal. You have one chance to do this; make the right choice by choosing the right attorney. Call us at (956) 291-7870 or email us at contact@rdjlawyer.com for a free consultation and case evaluation.